How do you Make Money These Days…
Posted on | August 31, 2009 | 6 Comments
Make Money
How do you Make Money These Days…
Real Estate Investments…
Own a Business….
Barter….
a j-o-b!
We Have Help… Here Today…. Because it may come down to what some are now calling the New Art of Buying and Selling…….something…..anything……to survive….!
We all need to make money to live; its how society works, so how do we all do it?
The New Self Employed covers these angles and helps you get to the end result of making money; and we get there using actual experience. No fluff, just how it is. Read more
Somebody spent a lot of time putting this together….. Pretty good summary of what is known – how much more is hidden? And a lot of the crooks are still in office.
Posted on | November 17, 2009 | No Comments
THIS WAS SENT TO US VIA EMAIL ASKING US TO POST – SO HERE IT IS
The sender was writing about how hard it is for the self employed to grow when the government is working against us.
Somebody spent a lot of time putting this together.
Pretty good summary of what is known – how much more is hidden? And a lot of the crooks are still in office.
$34,000:
The amount of federal taxes that Secretary of the Treasury Timothy Geithner (D) failed to pay during his employment at the International Monetary Fund despite receiving extra compensation and explanatory brochures that described his tax liabilities.
True: http://www.Cleveland.com/nation/index.ssf/2009/01/timothy_geithner_obamas_nomine.HTML
$75,000:
The amount of money that the head of the powerful tax-writing committee, Rep. Charlie Rangel (D-NY), was forced to report on his taxes after the discovery that he had not reported income from a Dominican Republic rental property. His excuses for the failure started with blaming his wife, then his accountant and finally the fact that he didn’t speak Spanish.
True http://www.nypost.com/seven/09102008/news/regionalnews/rangels_spanish_excuse_128444.htm
$93,000:
The INCREASE in the amount of petty cash each of our Congressional representatives voted to give themselves in January 2009 during the height of an economic meltdown.
That’s a $40 + million INCREASE!
http://gatewaypundit.blogspot.com/2009/01/its-recession-congress-gives-lawmakers.HTML See video here from Fox
$133,900:
The amount Fannie Mae “invested” in Chris Dodd (D-CT), head of the powerful Senate Banking Committee, presumably to repel oversight of the GSE prior to its meltdown. Said meltdown helped touch off the current economic crisis. In only a few years time, Fannie also “invested” over $105,000
in then-Senator Barack Obama.
True: http://www.opensecrets.org/news/2008/07/top-senate-recipients-of-fanni.HTML
$140,000:
The amount of back taxes and interest that Cabinet nominee Tom Daschle (D) was forced to cough up after the vetting process revealed significant, unexplained tax liabilities.
True: http://online.wsj.com/article/SB123335984751235247.HTML?mod=googlenews_wsj Wall Street Journal
$356,000:
The approximate amount of income and deductions that Daschle (D) was forced to report on his amended 2005 and 2007 tax returns after being caught cheating on his taxes.
This includes $255,256 for the use of a car service,
$83,333 in unreported income, and $14,963 in charitable contributions.
True: http://online.wsj.com/article/SB123335984751235247.HTML?mod=googlenews_wsj Wall Street Journal
$800,000:
The amount of “sweetheart” mortgages Senate Banking Chairman Chris Dodd (D-CT) received from Countrywide Financial, the details for which he has refused to release details despite months of promises to do so. Countrywide was once the nation’s largest mortgage lender and linked to Government-Sponsored Entities like Fannie Mae and Freddie Mac. Their meltdown precipitated the current financial crisis. Just days ago in Pennsylvania, Countrywide was forced to pay $150,000,000 in mortgage assistance following “a state investigation that concluded that Countrywide relaxed its underwriting standards to sell risky loans to consumers who did not understand them and could not afford them.”
True: http://rightvoices.com/2008/08/21/more-sweetheart-loan-details-on-senator-Chris-dodd-d-CT-chairman-of-the-senate-committee-on-banking-housing-and-urban-affairs/
$1,000,000:
The estimated amount of donations by Denise Rich, wife of fugitive Marc Rich, to Democrat interests and the William J. Clinton Foundation in an apparent quid pro quo deal that resulted in a pardon for Mr. Rich. The pardon was reviewed and blessed by Obama Attorney General and then Deputy AG Eric Holder, despite numerous requests by government officials to turn it down.
True: http://articles.latimes.com/2008/nov/20/nation/na-holder20
$12,000,000:
The amount of TARP money provided to community bank OneUnited despite the fact that it did not qualify for funds, and was “under attack from its regulators for allegations of poor lending practices and executive-pay abuses.” It turns out that Rep. Maxine Waters (D-CA), a key contributor to the Fannie Mae meltdown, just happens to be married to one of the bank’s former directors.
True: http://online.wsj.com/article/SB123258284337504295.html Wall Street Journal
$23,500,000:
The upper range of net worth Rep. Allan Mollohan (D-WV) accumulated in four years time according to The Washington Post through earmarks of “tens of millions of dollars to groups associated with his own business partners.”
True: http://www.washingtonpost.com/wp-dyn/content/article/2006/05/14/AR2006051401032.html Washington Post
$2,000,000,000:
($2 billion) the approximate amount of money that House Appropriations Chairman David Obey (D-WI) is earmarking related to his son’s lobbying efforts. The son, Craig Obey, is “a top lobbyist for the nonprofit group” that would receive a roughly $2 billion component of the “Stimulus” package.
True: http://www.newwest.net/topic/article/a_plan_for_stimulus_money_national_parks/C530/L37/
and this as a list of these related stories: http://search.yahoo.com/404handler?src=news&+++%0A+fr%3D404_news%26ref%3Dhttp://directorblue.blogspot.com/2009/01/obama-democrats-by-numbers.html&url=http://news.yahoo.com/s/ap/20090129/ap_on_go_co/stimulus_national_parks_2
$3,700,000,000:
($3.7 billion) not to be outdone, this is the estimated value of various defense contracts awarded to a company controlled by the husband of Rep. Diane Feinstein (D-CA). Despite an obvious conflict-of-interest as “a member of the Military Construction Appropriations subcommittee, Sen.
Feinstein voted for appropriations worth billions to her husband’s firms.”
True: http://www.sfgate.com/cgi-bin/article.cgi?file=/chronicle/archive/2003/04/22/MN310531.DTL
$4,190,000,000:
($4.19 billion) the amount of money in the so-called “Stimulus” package devoted to fraudulent voter registration ACORN group under the auspices of “Community
Stabilization Activities”. ACORN is currently the subject of a RICO suit in Ohio …
True: http://www.ocregister.com/articles/stimulus-economy-percent-2295331-bill-pelosi
$1,646,000,000,000 ($1.646 trillion):
The approximate amount of annual United States exports endangered by the “Stimulus” package, which provides a “Buy American” stricture. According to international trade experts, a “US-EU trade war looms” which could result in a worldwide economic depression reminiscent of that touched off by the protectionist Smoot-Hawley Act.
True: http://www.asiaing.com/2008-national-export-strategy-the-new-global-main-street.html
and http://www.powerlineblog.com/archives/2009/01/022685.php
Background: Smmot-Hawley Act: http://en.wikipedia.org/wiki/Smoot-Hawley_Tariff_Act It’s becoming a culture of corruption and stupidity. In addition, these folks appear to be above the law. All of the aforementioned are still in office, living like the royalty they think they are.
Remember: This all happened in just the FIRST QUARTER, folks!
Tags: Business Credit > Business/Opportunities > Credit > How to Survive in Today's Economy
Books to get you Started
Posted on | November 3, 2009 | No Comments
Well this blog is about being self employed and the related topics surrounding it so I thought it would be helpful is there was some sort of guide to help you along the way.
I found a huge catalog of books that are considered “startup” guides. They help you begin the process of say for example an export/import business, or even a bed and breakfast business. There are a variety of possibilities when looking at these guides.
Go ahead and take a look and let me know what you think. Heres the
Online Business Startup Guide, but its just one of the many you can go through and look for on the catalog.
What If – The Motivation Killer
Posted on | November 3, 2009 | No Comments
By: Justin Popovic
If you are the kind of person who has goals, ambitions, dreams and big ideas for your life, then you know that taking risks is an essential component of success. Lou Buscaglia said, “The person who risks nothing, does nothing, has nothing, is nothing, and becomes nothing. He may avoid suffering and sorrow, but he simply cannot learn and feel and change and grow and love and live.”
Risk is a natural part of life and the bigger the risk the bigger the reward. I don’t think many people would argue with this point.
Here is the dilemma. When it comes to risk, many people tend to “what if” themselves out of any and every positive idea that might move them in the direction of their goals. What I mean by “what if” themselves is that they imagine all kinds of disaster scenarios that may or may not occur should they take what appears to be a risky action.
Here is a prime example: Read more
IT’S NOT OK – What the Hell Is Going On Out There in the Banking and Credit World?
Posted on | October 26, 2009 | 2 Comments
Wow, this is another twist for those of us who are self employed.
I was a firm believer in make your money go to work so you don’t have to.
However I am starting to be change that tune a little.. don’t get me wrong I still believe that…. but it is very hard these days for the average small business owner to do that.
I mean come on really; here is a perfect example of just how messed up this whole economic thing is.
My writing in this blog about my credit and my road trip to a great score…well nothing in our world has changed much………well not totally true.
I mean not as far as US!
We have done everything the same over the last few years and have been ok.
Well we want to buy another business and so I pulled my credit from the three companies to check and low and behold my score is down.
What the hell is that all about?
We did nothing wrong –
We never pay minimums – always more and never – never late so why the lower score.
We’re still in the middle but were in the upper end as far as credit scores go.
So will someone please tell me why our score went lower when it should go higher if anything!
I believe we are in a different world than we were just last year and it is going to keep changing for the worse. I hate to say that but right now it doesn’t look good for the small business owner.
I’m starting to think Glen Beck needs to run for President. This system is so messed up it will take someone like him to fix it.
A non-politician who isn’t afraid of saying the wrong thing and who knows our government and system is corrupt and needs fixing.
Why not him?
Can’t be any worse than it is now, I mean if we just elect another Obama – god forbid – or two faced senator to another term on our dollars, is anything really going to change.
Is sure isn’t changing for the better now. As a matter of fact according to everyone we know who is self employed – its defiantly gotten worse – a lot worse.
It’s survival of the fittest!
Ok here is a question about all the emails we get from people trying to sell us information.
Posted on | October 24, 2009 | No Comments
Guest writer Sean Hanson from Virginia asks –
Ok here is a question about all the emails we get from people trying to sell us information.
They -
Rich Dad / Poor Dad
Trump
Motley Fool and others
We used to subscribe to them to see what they had to say, but it was always the same thing. Buy my info.
The question is –
They all became rich – ok – why? How?
In the beginning – they worked their ass off plain and simple!
Now they sell information.
The new question is does it work? The info that is..
Good idea but that seems the way to make money for these guys..
Another example with the book “Multiple Streams of Income by Robert G Allen”
Buy real estate with no money down was his first claim to fame then this book and now???
What exactly is their deal making now vs. the information they sell?
Where is the money they make coming from? Doing what they did to be able to sell info? Or is it selling info?
So what do you do if you don’t have money to give to these guys to have them “coach” you??
And not just the money to pay to sit and listen to these guys, but the money for the “deals” you have to do….and believe me the “no money down” idea is basically as hard as trying to get a loan from a commercial bank these days.
So the last question – is real estate still the way to go as these guys did? Or selling info of some sort as it appears is their way now?
What are these Banks doing now? Foreclosures “looking” worse in the Neighborhoods
Posted on | October 12, 2009 | 2 Comments
One of our companies has a division that works in the foreclosure or “REO” arena as they like to call it these days. They take care of securing the vacated properties, rehabbing them and maintaining them until sold.
However these days the banks just can’t seem to keep up and they don’t seem to care at all anymore. Last year we (full) rehabbed about 40+ homes.
Everyone sold within a week or so as almost new.
This year very few complete rehabs, just little fix-up’s and even the exterior maintenance is lacking as everyone can see when they drive throughout neighborhoods everywhere. Grass 3 feet tall, mold everywhere etc etc, simply making our neighborhoods ugly.
They just don’t seem to care at all. We wrote one large company; (this company we have a new exclusive agreement with to do any and all work they have within a certain geographical area)……anyway as we proceeded to do some follow-up photos for them of properties they have listed for sale…..we found the grass was left to grow to actually cover their own for sale sign. Read more
Buyer Beware When Purchasing a Web Site or ……
Posted on | September 19, 2009 | 1 Comment
We see a lot of websites dedicated to telling people how to make money online.
As entrepreneurs we understand this concept completely however feel that most of the persons who are newly un-employed are not exactly able to do this quick enough to replace their old salary.
In reality most websites don’t make much money at all. As entrepreneurs we have bought and sold website businesses’ but it is not that easy.
This is an area where “Buyer Beware” must be highlighted.
It is very easy for someone with very little “internet operating” experience to be fooled.
There are many less than honest persons who will sell you a website claiming it makes thousands of dollars a week or month or whatever and it’s on autopilot and you don’t have to do a thing.
Wrong. All the claims about (all you have to do is be able to check your email) is BS. Read more
In Memory to our Heroes on 9/11/09 who gave it all on 9/11/01
Posted on | September 11, 2009 | No Comments
We have a family member who is a Captain of the Hoboken New Jersey Fire Department and who was on duty that day back in 2001.
He ran triage for the injured on the docks on the New Jersey side of the Hudson River where they brought hundreds of victims via boat, because of course they did not know what else NY was in for and besides, the hospitals in NY were already filled.
He does not wish to remember the details as he said they were very disturbing, yet we all remember the day, where we were, and what we thought and we will NEVER FORGET.
We are firm believers in the good of this country and will defend her to the end.
The best of our thoughts to all those who were there that day in history.
“Life Is A Stage” – The Mindset of The Successful Self Employed
Posted on | September 8, 2009 | 8 Comments
This is a statement I have made many times over the years.
For an easy example we look back to our days in the restaurant business…..
We used this “Life Is A Stage” term as a teaching tool for the wait staff. Before every dinner we would have a meeting with the staff to go over the nights plan.
That was the time every staff member knew the importance of being able to “turn off” their outside personal lives and become (for lack of a better, simpler term) a different person, when the lights go down.
I write importance because they understood what an actor had to do to perform on stage or in front of a camera. They played a part; they had to be someone else to be in the movie……so it was the same for us. Read more
Home Based Business Opportunities – Finding the Right One For You
Posted on | August 31, 2009 | 1 Comment
So you want to work from home? There are so many opportunities out there, so how does one choose? And how can you discern a real opportunity that can generate a lucrative income from the many “duds” that will be a waste of your time and money, and even the many scams that are out there waiting for the next sucker to come along?
You really need to do your due diligence before committing to anything. Take your time and do your homework. In my experience, it’s always a good idea to search for any negative press on something that you think is starting to look promising. I’m not suggesting that if there is one negative comment made about a particular opportunity that it must be a scam – you can always find someone that has something negative to say – but what I am suggesting is to at least research all you can, digest the good and the bad, then weigh it all up before making your decision.
Some important criteria I recommend when investigating any home based business opportunity:
1. You must have a brilliant product that is high in demand
2. There should be little or no competition – why compete with thousands of similar product lines
3. Your products must serve a purpose that is highly beneficial to your customers
4. It must be supported by a marketing system that is simple and duplicatable
5. It must be based on a program that provides multiple income streams including high up front commissions (for immediate profitability) + ongoing residuals (for long term security)
6. You must be able to leverage your time and effort by marketing your business to the 1.2 billion people online everyday
When searching for the right home based business, you will come across lots and lots of “opportunities” but very few will measure up against the above mentioned criteria. These criteria may limit your options, however if applied, your shortlist will undoubtedly include only genuine home based business opportunities with real potential.
By: Craig Dobinson
keep looking »